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Free Credit Monitoring

What is Credit Monitoring?

Credit monitoring is the process of periodically reviewing your credit reports for accuracy and changes that could be indicative of fraudulent activity. Credit monitoring can be done either manually or by using a passive credit monitoring service, such as SmartCredit. The purpose in either case is to identify credit report errors and as protection from identity theft.

In this day and age, with the technology available, consumers can't avoid monitoring their credit and identity - it's just too easy for criminals to take advantage of you. Having a service that monitors your credit and identity activity "24/7" by checking thousands of databases for misuse of your personal information can give you the peace of mind you desire. Smart Credit will monitor the databases, and tell you if there's any key changes to your credit report, new application for credit, misuse of your identity, as well as filling you in on any creditors that have responded to actions you've taken using Smart Credit's Smart Actions Button. This gives you the ease of use and control over your credit and its monitoring you need.

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BuilderConnect is a service of Land Home Financial / Builder Division. Land Home Financial Services, Inc. (also known as "Land Home" or "Land Home Financial") is an Equal Housing Opportunity Lender . Call your loan officer for details. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. The information, loan option scenarios, and/or guidelines are for illustrative/marketing purposes only and will vary depending on circumstances, terms may not apply to every situation. Land Home only conducts business in states we are approved to. Land Home Financial Services, Inc. 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access or click here. NMLS Consumer Access Website Authorization by New York State Department of Financial Services Pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this website.